See if you may still qualify for 2019 insurance

Published on January 3, 2019

For most people, the deadline to enroll in 2019 health insurance has passed. But there are two ways you may still be able to get 2019 coverage:

Through Medicaid or the Children’s Health Insurance Program (CHIP)

• Medicaid

  Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.

  and
  CHIP

  Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.

  provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
• If eligible, your coverage can start right away, any time of year. Medicaid and CHIP don’t have Open Enrollment Periods.
• Learn more about Medicaid and CHIP, including how to apply.

Through a Special Enrollment Period

• Outside Open Enrollment, you may qualify for a
  Special Enrollment Period

  A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.

  if you have certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child.
• If you qualify, you usually have up to 60 days following the event to enroll in or change a plan.
• Not sure your life event makes you eligible? Just answer a few fast questions to find out.