Brushing up on how to use Marketplace dental insurance
Published on August 25, 2016
When you enrolled in Marketplace coverage, you may have chosen a health plan that included dental coverage or purchased a separate, stand-alone dental plan.
![{See how to use your Marketplace dental coverage} Image: {Woman using her Marketplace dental insurance}](https://public4.pagefreezer.com:443/content/CMS.Healthcare/02-05-2022T22:26/https://www.healthcare.gov/assets/learn/static/en/how-to-use-your-marketplace-dental-insurance/1201/how-to-use-your-marketplace-dental-insurance.png)
Here are some tips to make sure you’re getting the most out of your dental insurance.
Know what services your dental plan covers
- Even though many dental insurance plans cover common dental benefits — like fillings, cleanings, care to fix decayed or fractured teeth, and dentures — different plans cover different services.
- Some dental plans only cover children and others cover families.
- Check with your dental insurance company to find out what’s exactly covered.
Understand your out-of-pocket costs
- With a high coverage level, you’ll have higher but lower and . So you'll pay more every month, but less when you use dental services.
- With a low coverage level, you’ll pay less every month, but more when you get services.
Find a dentist that’s right for you
- Not all types of providers take all insurance plans or types of coverage. Call the office before you go to make sure they accept your coverage.
- When you make your appointment, have your insurance card or other documentation handy and know what services you want to get.
More advantages of having health insurance
- Your Marketplace plan also covers treatment for pre-existing medical conditions and preventive health benefits.
- Find out the other advantages of health insurance you get with your Marketplace plan.