New baby means new health insurance options
Published on July 29, 2020
Congratulations on your new addition! If you recently had a baby or adopted a child, you may be eligible for a
. This means you can enroll in or change your Marketplace plan even though it’s not Open Enrollment. Your new coverage can start the day of the birth or adoption, even if you enroll in the plan up to 60 days afterward.![Couple sits at computer with new baby in arms Image: How to apply with a Special Enrollment Period after baby](https://public4.pagefreezer.com:443/content/CMS.Healthcare/02-05-2022T22:26/https://www.healthcare.gov/assets/learn/static/en/special-enrollment-period-adoption-childbirth/960/special-enrollment-period-adoption-childbirth.png)
How to apply with a Special Enrollment Period
- Create an account or log into an existing one to apply and enroll.
- Before you apply, you can preview 2020 plans and prices based on your income.
Other life changes that may qualify
- Having a baby isn’t the only life event that makes you eligible for a Special Enrollment Period. Coverage and income changes also count.
- Answer a few questions about your life event to see if you may qualify.
- You can also check out the full list of life events.