The fee for not having health insurance no longer applies. If you don’t have coverage, you don’t need an exemption to avoid the penalty.

• If you’re 30 or older and want a “Catastrophic” health plan, you must apply for a hardship exemption to qualify. See details about exemptions and catastrophic coverage.
• If you live in Maryland, visit Maryland Health Connection for information on exemptions.
• If you live in the District of Columbia, visit DC Health Link.
• If you live in California, visit Covered California for information on 2020 exemptions and beyond.

Learn more about health coverage exemptions

• Learn about hardship exemptions, forms, and how to apply
• Learn what happens after you apply for an exemption