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High Deductible Health Plans (HDHPs) & Health Savings Accounts (HSAs)
Finding & using HSA-eligible HDHPs
There are yearly limits for deposits into an HSA. These limits for 2022 are:
- $3,650 for self-only HDHP coverage
- $7,300 for family HDHP coverage
Amounts are adjusted yearly for inflation. If you are age 55 or older at the end of your tax year, your contribution limit is increased by $1,000.
How to find an HSA-eligible HDHP
- When you compare plans on HealthCare.gov, HSA-eligible HDHPs are identified on plan cards by an “HSA-eligible” flag in the upper left-hand corner.
- You can also filter to see only HSA-eligible plans by using the “Filter” option in the right-hand corner, and selecting the “Health Savings Account (HSA) Eligible Plans” filter.